IIC Principles and Practice of Insurance : C11

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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

1. An insurer's agency or production department is the equivalent of which department in other businesses?

A) Administration and human resources
B) Sales and marketing
C) Finance and production
D) Information technology and business services

2. Which insurance industry impact is an example of a surety?

A) A bank issuing a mortgage on an insured building
B) A doctor providing malpractice-covered services
C) A manufacturer accepting shipping risks that are insured
D) A developer advancing funds to a building contractor for a guaranteed project

3. The risk manager of an oil refinery is seeking ways to transfer the pollution risk of a new drilling method.
What is the best option?

A) Transfer the risk using a surety bond
B) Add the risk to the company's standard commercial property and liability policies
C) Use a non-insurance loss-financing transfer agreement to insure the risk
D) Retain the risk

4. What is stated in the insuring agreements of a policy?

A) Description of the property covered
B) Premium
C) Signature clause
D) Lienholder

5. What are the four requirements of a binding contract under the Civil Code of Quebec?

A) Acceptance, cause, consent, and subject of contract
B) Capacity, intention, co-operation, and lesion
C) Capacity, cause, consent, and object of contract
D) Acceptance, agreement, capacity, and offer

Solutions: